Important Risk Warning Statement

Our investment-linked assurance schemes (collectively the "Products", each the "Product") are long term insurance policies issued by New York Life Insurance Worldwide Ltd. (the "Company"). The policy has benefits linked to the performance of your selected investment options (the "Investment Options") issued by the Company. Your investments are subject to the credit risk of the Company.

Your return on investment is calculated with reference to the fluctuation of the performance of the underlying funds (the "Underlying Funds") of the Investment Options. Each Underlying Fund has its own investment objective and associated risks.

You are NOT investing in the Underlying Fund(s) and you do not have any rights or ownership over these Underlying Fund(s).

Early surrender or partial withdrawal under the policy may result in a significant loss compared with the premiums paid.

You should not purchase the product unless you understand it and it has been explained to you how it is suitable for you. The final decision is yours.

You should not choose the Investment Options for your policy by relying on this website alone. Please read the Principal Brochure of the product and the offering document of the respective Underlying Funds, which will be made available for you upon request.