AcciCare Protection Plan

AcciCare Protection Plan - a one-stop-shop care plan providing 24-hour protection in the event of accident anywhere in the world. From accidental death or disablement to a minor injury requiring medical attention or hospitalization, you can be assured of comprehensive financial assistance.

Accidents are unpredictable and unavoidable and thus it is essential you are adequately prepared. Even a minor accident can cause unexpected complications and expense if your conventional plan fails to provide you with adequate cover. AcciCare's wide-ranging benefits are guaranteed to provide protection above and beyond a typical accident protection plan.

Highlights

• A one-stop shop that provides 24-hour protection in the event of an accident anywhere in the world
• Protection ranges from Accidental Death and Permanent Disablement Benefit¹ to a minor injury that requires medical attention or hospitalization
• If you suffer an accidental injury while traveling overseas², in an elevator, on public transport or in a burning public building, the Accidental Death or Permanent Disablement Benefit will be doubled
• Reimbursement of medical expenses for in-patient and out-patient treatment as a result of injury, including Chinese bonesetting³, chiropractor and physiotherapy treatment⁴
• Upon hospitalization due to accident, a daily cash benefit will be payable up to 365 days
• Regardless of the cause, AcciCare provides Compassionate Death Benefit in the event of fatality during the policy term
• Travel overseas with the knowledge that a complementary emergency medical assistance service that provides medical evacuation and/or repatriation in the event of serious medical conditions due to injury is available wherever you may be

1. It is payable according to the Schedule of Benefits.
2. It is only applicable for trips that are not longer than 30 days.
3. The maximum limit per accident for an injury without fractures is HK$500 while it is HK$1,000 for an injury with fractures. The maximum amount payable per policy year is HK$1,500.
4. The first physiotherapy treatment visit per accident requires a referral letter from a Registered Medical Practitioner. The maximum amount payable per policy year is HK$2,500.

The above information is intended to be a general summary for reference only and does not form part of the policy. You should refer to the Product Fact Sheet for further details. For exact terms, conditions and exclusions, please refer to the policy provisions. For further information, please contact your New York Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.