Living Well Benefit

A supplementary benefit offering an advance payment of the basic plan/ term rider's face amount.

A healthy life is something most of us take for granted, but unfortunately serious illness can strike at any time and usually when we least expect it. Although advances in medicine mean there is a greater chance of recovery, huge medical fees and loss of earnings during this time can come as a heavy financial burden to those that are unprepared. 

Living Well Benefit provides the best solution for your financial security during these difficult times.

Highlights

  • Provides an accelerated benefit payment upon the diagnosis of covered critical illnesses up to the age of 100
  • Comprehensive coverage on 52 critical illnesses
  • Flexible premium payment: level or 5-year renewable
  • Offers revival option so that the Insured can revive the critical illness benefit one year after the diagnosis of a covered illness for which 100% of the benefit amount has been paid
  • FREE Bereavement Counseling Service is provided in times of need

The above information is intended to be a general summary for reference only and does not form part of the policy. You should refer to the Product Fact Sheet for further details. For exact terms, conditions and exclusions, please refer to the policy provisions. For further information, please contact your New York Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.