Supreme Care Critical Illness Protector

Supreme Care Critical Illness Protector provides the best solution for your financial security during difficult times. With the option of setting your premium payment for a period of just 8, 12 or 18 years, you can settle premium payments whilst you are working and receiving a regular income, and in turn enjoy financial security in the case of critical illnesses up to age 100.

Highlights

• Available to individuals aged between 0¹ and 60
• Protection up to the age of 100
• Cover 52 critical illnesses, and with Critical Illness Benefit² up to a maximum of 150% of the latest face amount, upon diagnosis of a covered critical illness
• You may choose to pay your level and guaranteed premium for 8, 12 or 18 years¹
• Maturity Value³ equal to 150% of the latest face amount will be paid upon policy maturity
• Guaranteed Surrender Value³ equivalent to 50% to 100% of the premium paid or up to 100% of the latest face amount will be provided upon policy surrender after the 8^th policy anniversary
• Death Benefit³ up to a maximum of 150% of the latest face amount will be given to the Beneficiary upon Insured's death
• FREE Health Assessment Service (for Insured whose attained age is between 0-17) or Medical Check-Up Service (for Insured whose attained age is between 18-60)⁴ will be offered every 2 years during the selected premium payment period, after the policy has been in force for 2 years
• Additional supplementary benefits can be attached in order to further enhance your insurance coverage 

1. For Insured aged between 0-17, only premium payment periods of 12 and 18 years are available. If the Insured is aged below 1 on the policy issue date, the benefit amount payable upon death or diagnosis of a covered critical illness during the first policy year will be reduced by 70% and subject to any relevant conditions and limitations.  
2. Conditions and limitations apply. The benefit payable for Angioplasty, Carcinoma-In-Situ (Breast, Cervix Uteri, Prostate Gland, Testicles) and Severe Asthma will be effective from age 1. Please refer to respective policy provisions for details.
3. Conditions and limitations apply. Please refer to respective policy provisions for details.
4. This service is for policy with face amount of US$50,000 or above only and the offer is at the sole discretion of the Company.

The above information is intended to be a general summary for reference only and does not form part of the policy. You should refer to the Product Fact Sheet for further details. For exact terms, conditions and exclusions, please refer to the policy provisions. For further information, please contact your New York Life Hong Kong Insurance Consultant or call our Customer Service Center Hotline at (852) 2894 9833.